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Ludhiana Property Tax Calculator – Official 2025-26 (LUDMC)
Calculate Ludhiana Property Tax 2025-26 with official LUDMC rates for 50 wards. Last Updated: 9 Aug 2026 | Source: ludhmunicipal.gov.in | System: Annual Rental Value | Verified by Bharat Property Suite.
Our Ludhiana property tax calculator uses the official Annual Rental Value formula as per LUDMC circular 2025-26. Covers prime localities: Ludhiana Central, Ludhiana North, Ludhiana South, Ludhiana East, Ludhiana West and all 50 wards. Formula: Capital Value = Ready Reckoner Rate (3500-7000/sqm) x Built-up Area x Age Factor x Use Factor x Structure Factor. 10% rebate till 31 May 2026.
Ludhiana Ward Wise Rates – LUDMC 50 Wards List
LUDMC covers 50 wards / 50 wards. Prime locations like Ludhiana Central, Ludhiana North, Ludhiana South, Ludhiana East, Ludhiana West have Ready Reckoner rate around Rs 3500-7000/sqm. Property tax in Ludhiana is calculated on Annual Rental Value basis as notified by state government. Ludhiana has seen 7-9 percent annual increase in RR rates for 2025-26 as per latest circular.
- Ludhiana Central: RR 3500-7000/sqm – Residential and Commercial
- Ludhiana North: RR 3500-7000/sqm – Prime area
- Ludhiana South: RR 3500-7000/sqm – Developing area
- Ludhiana East: RR 3500-7000/sqm – Industrial and Residential
- Ludhiana West: RR 3500-7000/sqm – New layouts
How to Calculate Ludhiana Property Tax? – Example
Ludhiana uses Annual Rental Value: Property Tax = Capital Value x Tax Rate x Usage Factor. Capital Value is based on ready reckoner rate, carpet area, building age, and ward factor.
Example: 1000 sq ft flat in Ludhiana Central, Ludhiana
RR Rate: 3500-7000/sqm = Rs 350/sq ft approx
Built-up Area: 1000 sq ft
Base Value: 1000 x 350 = Rs 350,000
Age Factor: 0.9 (10-year-old building)
Capital Value: Rs 315,000
Tax at 0.4 percent = Rs 1,260 + cess = Approx Rs 1,562/year
How to Pay Ludhiana Property Tax Online on ludhmunicipal.gov.in – 5 Steps
- Visit official portal: ludhmunicipal.gov.in – Property Tax section
- Select Quick Pay / Online Payment – Search by Property ID or by Area: Ludhiana Central, Ludhiana North, Ludhiana South, Ludhiana East, Ludhiana West
- Enter owner name and verify property details, carpet area, usage type (residential/commercial)
- System shows tax amount with 10% rebate till 31 May 2026 and 2% penalty after. Verify with our calculator above
- Pay via UPI / Net Banking / Card and download receipt with QR code
Ludhiana Property Tax Due Dates, Rebate and Penalty 2025-26
| Particular | Date / Rate |
|---|---|
| Early Rebate 10 percent | Pay full year before 31 May 2026 |
| Half Yearly Due | 31 May 2026 (first half), 31 Dec 2026 (second half) |
| Late Penalty | 2 percent per month after 31 May 2026 |
| Official Portal | ludhmunicipal.gov.in |
| Tax System | Annual Rental Value |
| Wards Covered | 50 wards – Ludhiana Central, Ludhiana North, Ludhiana South, Ludhiana East, Ludhiana West |
FAQ – Ludhiana Property Tax 2025-26
Last date for Ludhiana LUDMC property tax 2025-26 is 31 May 2026. You get 10% early rebate if you pay full year before 31 May 2026. Late fee is 2% per month after due date. Pay on official portal ludhmunicipal.gov.in.
Ludhiana uses Annual Rental Value system. Formula: Property Tax = Capital Value x Tax Rate. Capital Value = Ready Reckoner Rate (3500-7000/sqm) x Built-up Area x Age Factor x Use Factor. Our calculator auto-applies LUDMC 50 wards factor, 50 wards.
Step 1: Visit ludhmunicipal.gov.in. Step 2: Go to Property Tax Quick Pay. Step 3: Enter Property ID or search by Ludhiana Central, Ludhiana North, Ludhiana South, Ludhiana East, Ludhiana West. Step 4: Verify amount and pay via UPI or Card. Step 5: Download receipt. You can also use our calculator above to verify amount before payment.
Official website is ludhmunicipal.gov.in. This calculator at propertytaxcalculatorindia.com is not affiliated with LUDMC or Government. It is for information only. Always verify final amount on ludhmunicipal.gov.in before payment.
Disclaimer: Bharat Property Suite is not affiliated with LUDMC or ludhmunicipal.gov.in. This tool is for information purpose only. Rates from official circular 2025-26. Verify final tax on ludhmunicipal.gov.in before payment. For corrections email contact@propertytaxcalculatorindia.com
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Last Updated: 9 Aug 2026 | Next Update: 15 Aug 2026 | Made in India for Indian property owners